Sarah Johnson
Your Dream Home Awaits
One team For All Your Mortgage Needs
Based in Wrightsville Beach, Coastline Capital Mortgage helps homeowners across the country with premium mortgage services.
Clay Boroughs | NMLS: 1375515
Founder & Senior MLO
Drew Stancill | NMLS: 1850605
Senior MLO
Apply for Your Mortgage Online in Minutes!
When Loan Options Feel Confusing, Clarity Starts Here
With Coastline Capital Mortgage guiding each step, you gain structure, clarity, and a path forward that fits your goals. Whether you're buying locally or exploring opportunities beyond your immediate area, you can compare loan options in a way that makes sense, instead of second-guessing your choice. You’ll have direct access to a loan officer, so you’re not waiting for answers or navigating the process alone. With publicly verifiable credentials, you can feel confident about who you’re working with before you share any information. And with flexible program options across a wide range of property types and locations, your financing can align with what you’re actually trying to accomplish.
Our Services
Conventional Loans
If you’re looking for flexible financing for primary, second, or investment properties, conventional loans provide options with competitive structures and low down payment possibilities. You gain clarity on requirements and a path that supports long-term ownership goals, whether you're buying locally or in another market.
FHA Loans
If your credit or savings are limiting your options, FHA loans create a more accessible path with lower down payment requirements. You can move forward sooner with guidance that helps you understand what’s needed, no matter where you're purchasing.
Non QM Loans
If traditional income documentation doesn’t reflect your situation, Non-QM loans provide alternative qualification paths such as bank statements or investor-focused options. You gain flexibility when standard guidelines don’t fit, especially for more complex or multi-market scenarios.
VA Loans
If you’re an eligible Veteran or active-duty service member, VA loans offer a path with no required down payment and no monthly mortgage insurance. You can take full advantage of your benefits with clear guidance tailored to your situation and location.
Investment Properties
For real estate investors, an investment property loan finances property purchases for rental income or capital appreciation, with different terms than traditional mortgages.
Refinancing & Home Equity
If you’re looking to reduce payments or access your home’s equity, refinancing and equity products give you options tailored to your financial goals. You can evaluate scenarios clearly whether your property is local or part of a broader portfolio.
Local Mortgage Guidance With Verified Credentials
Choosing a mortgage can feel overwhelming, especially when every option sounds similar and timelines matter. Many buyers and homeowners worry about choosing the wrong loan and losing time or money in the process. Coastline Capital Mortgage, Company NMLS 2167479, provides a clear path forward with direct access to a loan officer and a structured approach to comparing options. Based in Wrightsville Beach and working with clients across the Cape Fear region and multiple states, you get guidance that combines local insight with a broader lending reach.
Find areas of service near you
We are licensed in multiple states across the United States.
Make the Right Call Today
Stop Guessing and Start With a Clear Loan Plan
People in Wrightsville Beach, throughout North Carolina, and across the broader service footprint turn to Coastline Capital Mortgage when they want clarity before making a major financial decision. You don’t have to sort through loan options alone—one conversation can help you understand what fits and what to do next, wherever you're planning to buy or refinance.
